Community 1st Credit Union
1420 South Clinton Street
Albia , Iowa 52531
Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 75 years. From a humble beginning we have grown to serve over 50,000 members with more than $449 million in assets and offices throught Iowa. As a Not-For-Profit financial institution we give returns to our members in higher savings rates, better services, and lower borrowing rates.
Credit unions build their capital base - which is a key indicator of soundness - through earnings. Unlike banks that can build capital through selling stock, a credit union can only improve its capital when income is greater than expenses. This is a different structure than you'll find in other financial institutions. Banks exist to make profits to pay their stockholders. Credit unions exist solely for the purpose of serving their members.
Member relations Center Hours:
monday - friday: 7:30 am - 7:30 pm
saturday: 7:30 am - 6:00 pm
sunday: 10:00 am - 4:00 pm